kealu-benefits-navigator
OfficialServer Configuration
Describes the environment variables required to run the server.
| Name | Required | Description | Default |
|---|---|---|---|
| CMS_API_KEY | No | Optional CMS Marketplace API key for live insurance plan data. Obtain from https://developer.cms.gov/marketplace-api/key-request.html |
Instructions
Guidance the server publishes about itself, which clients place ahead of the tool catalog so the model reads it before choosing anything.
This server publishes no instructions, or was last inspected before Glama recorded them.
Capabilities
Features and capabilities supported by this server
Protocol revision2025-11-25
| Capability | Details |
|---|---|
| tools | {} |
Tools
Functions exposed to the LLM to take actions
| Name | Description |
|---|---|
| navigate_benefitsA | ALWAYS use this tool when users ask about government benefits, insurance, Medicaid, SNAP, CHIP, WIC, TANF, Section 8, LIHEAP, ACA marketplace plans, or eligibility for any public assistance program. Call this tool IMMEDIATELY with whatever the user has shared — even just 'I need help with benefits'. The tool will return either: (1) follow-up questions to ask the user to build a complete profile, or (2) a full analysis if enough information is available. Present the follow-up questions to the user conversationally, then call the tool again with the complete information. Covers all 50 US states, DC, and territories. |
| check_eligibilityA | ALWAYS use this tool to check eligibility for a specific government program (Medicaid, CHIP, SNAP, WIC, LIHEAP, Section 8, TANF, ACA Marketplace, etc.). Validates against 2025 FPL thresholds and state-specific rules including Medicaid expansion status. |
| compare_insurance_plansA | ALWAYS use this tool to compare health insurance plans. Analyzes all 6 channels: ACA marketplace (with APTC subsidy calculation), off-marketplace carrier plans, short-term/gap insurance, health sharing ministries, ICHRA, and QSEHRA. Calculates cost-of-care scenarios and identifies optimal plan by household needs. |
| generate_application_draftA | Generate a pre-filled PDF application for benefit programs. For states with official fillable forms (e.g. California SAWS-1), fills the actual government form. For other states, generates an Application Preparation Worksheet. Call AFTER navigate_benefits. Returns the file path to the generated PDF. |
Prompts
Interactive templates invoked by user choice
| Name | Description |
|---|---|
No prompts | |
Resources
Contextual data attached and managed by the client
| Name | Description |
|---|---|
No resources | |
TDQS
Scored across 4 tools
Each tool has a clearly distinct purpose: navigate_benefits handles initial profiling, check_eligibility checks program eligibility, compare_insurance_plans compares insurance options, and generate_application_draft creates applications. No overlap in functionality.
All tool names follow a consistent verb_noun pattern using snake_case: check_eligibility, compare_insurance_plans, generate_application_draft, navigate_benefits. The verbs are action-oriented and the nouns clearly indicate the target.
With 4 tools, the set is concise and well-scoped for a benefits navigator. Each tool covers a necessary step in the benefits workflow without redundancy or unnecessary tools.
The tool set covers the key stages: navigation, eligibility checking, insurance comparison, and application generation. A minor gap is the lack of tools for submitting applications or tracking status, but the core workflow is well-supported.