You Need A Budget (YNAB) MCP

List all available YNAB budgets

List all accounts for a given budget. Useful for getting account IDs for other tools.

List transactions for a specific account or an entire month. Use this to investigate spending patterns identified in the financial overview.

List all categories, groups, and their budgeting details for a given budget. Call this before managing budgeted amounts to see what's available and what's already been allocated.

List all payees for a given budget. Good for finding payee IDs or identifying messy payee data that needs to be merged.

Merge multiple payee names into a single name. Use this to clean up payee data, for example, by renaming 'STARBUCKS #123' and 'Starbucks Coffee' to just 'Starbucks'.

Assign a budgeted amount to a category or move money between categories for a specific month. This is the primary tool for allocating funds.

Create, update, or delete multiple transactions at once. More efficient than making single changes.

List all upcoming scheduled transactions for a given budget. Useful for forecasting upcoming bills.

Get, update, or refresh a high-level financial overview. This is the best starting point for any analysis, providing account balances, goals, and important context notes.

Create, update, or delete a single scheduled (recurring) transaction. Use this to manage recurring bills or savings transfers.

Look up the name and details of a specific account, category, or payee by its ID. A utility for when you have an ID but need the full context.

Get detailed budget information for a single month, including age of money and total amounts budgeted, spent, and available. Call this to check the monthly budget's status before making changes.

Look up geographic locations associated with a payee.