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JosueM1109

personal-finance-mcp

Get Balances

get_balances
Read-only

Retrieve current and available balances for linked financial accounts. Optionally filter by specific account IDs.

Instructions

Get live current + available balances for accounts.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_idsNoOptional filter. When omitted, returns balances for every account across every healthy Item. When provided, only matching accounts are returned; Items that don't own any of the IDs emit a warning (INVALID_ACCOUNT_ID) rather than failing the call.

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, so the description adds minimal behavioral context. It mentions 'live current + available' but does not elaborate on rate limits, authentication, or implications of the optional 'account_ids' parameter (e.g., warnings).

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

One efficient sentence with no redundant words. Front-loaded with the primary purpose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given a single optional parameter and an output schema (not shown), the description is adequate. It covers the core purpose but could explain 'live' vs 'available' if not obvious from the output.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the description adds no new meaning beyond the schema. The phrase 'live current + available' characterizes the data but not the parameter.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('Get'), the resource ('balances'), and the specific attributes ('live current + available'). This distinguishes it from sibling tools like 'list_accounts' or 'get_transactions'.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool versus alternatives like 'list_accounts' or 'get_investment_holdings'. Lacks context for when not to use.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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