Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. 'List all' communicates a read-only enumeration, but it does not disclose potential caveats such as whether disabled or unverified identities are included, or any rate limits. Minimal behavioral detail beyond the obvious read operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.