Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations (readOnlyHint=true, destructiveHint=false) already cover the safety profile, so the bar for the description is lower. It adds 'persistent workspace' scoping and says the filters are bounded, but it does not disclose ordering, matching semantics, or the structure of the returned todo items, leaving some behavioral detail to inference.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.