Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. It states 'Pay a Lightning invoice' which implies a financial transaction, but doesn't clarify if this is irreversible, requires authentication, has rate limits, or what happens on success/failure. This is inadequate for a payment tool with zero annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.