Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure but offers minimal information. It states 'Pay a Lightning invoice' but doesn't clarify critical traits: whether this is a destructive/mutative operation (likely yes, but not stated), authentication requirements, rate limits, error conditions, or what happens upon success (e.g., funds deducted, invoice marked paid). This leaves significant gaps for an agent to understand the tool's behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.