Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must clarify behavior. It accurately conveys that the tool returns a list (implying read-only) and even describes the payload (INSEE codes, portal hints). However, it does not explicitly discuss potential side effects, that it is safe to call repeatedly, or any data freshness considerations, leaving some ambiguity for a tool with no structured metadata.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.