Floe Payments and Credit
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TDQS
Scored across 65 tools
Many tools have clear and distinct purposes, but there are overlapping getters (e.g., get_loan_health vs. get_accrued_interest both report accrued interest and loan status; get_credit_remaining, get_loan_state, and get_spend_limit all concern credit state). The detailed descriptions help, but an agent could still select the wrong tool without reading carefully.
The vast majority of tool names follow a consistent verb_noun pattern (get_markets, create_borrow_intent, revoke_intent, set_allowlist_mode). Minor deviations include x402_pay and x402_forecast placing the prefix first, while estimate_x402_cost and check_x402_url embed it in the middle, and search_floe_docs includes the server name.
With 65 tools, the server far exceeds the 50+ threshold that signals an extreme mismatch. While the platform is broad (lending, payments, agent management, webhooks, inference), the sheer number is overwhelming and likely causes navigation and selection hurdles.
The tool surface covers the full lifecycle for most entities: agents (create, read, pause/resume, close), keys (create, rotate, revoke), intents (create, revoke, match), loans (repay, add/withdraw collateral, liquidate). Minor gaps exist: no webhook deletion or update, and no direct update endpoint for credit thresholds (only delete and re-register).