Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does meaningful work: it states the project is empty, opens in a new tab, focus switches to it, and crucially that the previous project is not saved. That unsaved-work warning is exactly the kind of behavioral disclosure an agent needs for a destructive-in-effect operation. It does not cover error or permission behavior, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.