Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered without the description. The description adds nothing beyond 'no params', which the empty schema already makes self-evident — no return shape, no pagination behavior, no indication of whether plans are user-scoped or global.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.