Checks whether a tipped worker is eligible for the OBBBA No-Tax-on-Tips federal deduction, without computing a dollar amount. Returns sunset-window status, transition relief, TTOC occupation eligibility, MAGI phase-out fraction, and an overall eligible flag. INFORMATIONAL ONLY — NOT TAX ADVICE. Verify with IRS (irs.gov/TippedOccupations) and a qualified tax professional. Occupation codes are DESCRIPTIVE PLACEHOLDER SLUGS, not validated 3-digit numeric Treasury codes from IRS final regs (Federal Register 2026-07104). Applies to tax years 2025-2028 only.

Estimates the OBBBA No-Tax-on-Tips deduction. REQUIRES occupation_code and routes through the same applyDeduction the app uses, so the estimate is gated on TTOC occupation eligibility, the 2025-2028 sunset window, and MAGI phase-out: an ineligible occupation, out-of-window year, or fully phased-out MAGI returns deduction_usd 0 with a populated reason_if_zero. Inputs/outputs in US dollars; internal math in integer cents. Returns: qualifies, occupation_code_eligible, deduction_usd, capped_qualified_tips_usd, cap_usd, phase_out_fraction, reason_if_zero. INFORMATIONAL ONLY — NOT TAX ADVICE. Verify with IRS (irs.gov/TippedOccupations) and a qualified tax professional. Occupation codes are DESCRIPTIVE PLACEHOLDER SLUGS, not validated 3-digit numeric Treasury codes from IRS final regs (Federal Register 2026-07104). Applies to tax years 2025-2028 only.

Returns the onboarding picker subset of TTOC-eligible occupations plus the placeholder-slug caveat. INFORMATIONAL ONLY — NOT TAX ADVICE. Verify with IRS (irs.gov/TippedOccupations) and a qualified tax professional. Occupation codes are DESCRIPTIVE PLACEHOLDER SLUGS, not validated 3-digit numeric Treasury codes from IRS final regs (Federal Register 2026-07104). Applies to tax years 2025-2028 only.

Returns the full OBBBA reference data: per-filing-status caps, MAGI phase-out bands, sunset window (2025-2028), module version, and source URLs. INFORMATIONAL ONLY — NOT TAX ADVICE. Verify with IRS (irs.gov/TippedOccupations) and a qualified tax professional. Occupation codes are DESCRIPTIVE PLACEHOLDER SLUGS, not validated 3-digit numeric Treasury codes from IRS final regs (Federal Register 2026-07104). Applies to tax years 2025-2028 only.