Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, and the description adds real value beyond that: it lists exactly which state is returned, flags a 'write operation switch' that is important for gating mutations, and discloses the failure path (re-login prompt on expired session). It stops short of describing the response shape or whether failure is an error vs. a status field.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.