Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and delivers almost nothing: it does not say the commit is local until git_push, whether hooks run, whether it can fail on an empty index, or what the response contains. The only behavioral clue is the 'staged' scope constraint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.