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Cloaked

Trustless spending accounts for AI agents on Solana

npm License: MIT

cloakedagent.com


The Problem

AI agents need to spend money autonomously. But giving them wallet access is dangerous:

  • Jailbroken agent? Drains your wallet

  • Bug in agent code? Infinite spending loop

  • Prompt injection? Attacker controls your funds

Agent-side limits don't work - the agent has the keys and can bypass its own rules.

Related MCP server: ows-mcp-wallet

The Solution

On-chain enforced constraints that agents literally cannot bypass.

┌─────────────────────────────────────────────────────────────────┐
│                      CLOAKED AGENT                              │
├─────────────────────────────────────────────────────────────────┤
│  Owner: Human wallet (full control)                             │
│  Delegate: AI agent key (can spend within limits)               │
│                                                                 │
│  Constraints (enforced by Solana program):                      │
│  ├── max_per_tx: 0.1 SOL                                        │
│  ├── daily_limit: 1 SOL                                         │
│  ├── total_limit: 10 SOL                                        │
│  ├── expires_at: 2026-02-15                                     │
│  └── token_limits:                                              │
│       └── USDC: 5/tx, 50/day, 500 total                        │
│                                                                 │
│  Even if jailbroken, agent CANNOT exceed these limits.          │
└─────────────────────────────────────────────────────────────────┘

Privacy Architecture

Cloaked offers dual-mode privacy:

Standard Mode

  • Owner wallet linked to agent on-chain

  • Simple setup, lower fees

Private Mode (ZK)

  • Zero-knowledge proofs hide wallet-agent link

  • Owner proves ownership without revealing identity

  • Funded anonymously via Privacy Cash

┌─────────────────────────────────────────────────────────────────┐
│                    PRIVACY STACK                                │
├─────────────────────────────────────────────────────────────────┤
│  ZK Circuits:      Noir (Aztec)                                 │
│  Client Prover:    Barretenberg (UltraHonk via WASM)            │
│  On-chain Verify:  Sunspot (Groth16 on Solana)                  │
│  Hash Function:    Poseidon (ZK-friendly)                       │
│  Anonymous Funding: Privacy Cash (privacycash.org)              │
└─────────────────────────────────────────────────────────────────┘

Private Agent Creation:
  Wallet signs message → Master secret derived → Commitment generated
  On-chain: owner_commitment (hash), NOT wallet address
  To manage: Prove knowledge of preimage via ZK proof

Technology Stack

Component

Technology

Blockchain

Solana

RPC

Helius

Smart Contract

Anchor Framework

ZK Proofs

Noir + Barretenberg + Sunspot

Frontend

Next.js 16, React 19, TypeScript

Backend

Express.js (Relayer)

AI Integration

MCP (Model Context Protocol)

Token Support

USDC

x402 Payments

Native support

Program IDs (Devnet)

Cloaked Program: 3yMjzAeXXc5FZRUrJ1YqP4YMPhPd5bBxHQ6npNSPCUwB
ZK Verifier:     G1fDdFA16d199sf6b8zFhRK1NPZiuhuQCwWWVmGBUG3F

Key Features

1. On-Chain Constraints

  • Per-transaction limits

  • Daily spending caps

  • Lifetime limits

  • Expiration dates

  • Instant freeze

2. Privacy Options

  • Standard mode (simple)

  • Private mode (ZK proofs)

  • Anonymous funding (Privacy Cash)

3. x402 Protocol Support

  • Automatic payment handling

  • Pay-per-use APIs

  • AI service payments

4. Multi-Agent Dashboard

  • Create/manage multiple agents

  • Real-time spending visibility

  • One-click freeze

5. USDC Token Support

  • USDC with per-token spending constraints

  • Same on-chain enforcement as SOL

  • Token balance visibility in dashboard


Quick Start

For AI Agents (MCP)

{
  "mcpServers": {
    "cloaked": {
      "command": "npx",
      "args": ["cloaked-mcp"],
      "env": {
        "CLOAKED_AGENT_KEY": "your-agent-key-here"
      }
    }
  }
}

The agent can pay in SOL or USDC - pass token: "USDC" to cloak_pay.

For Developers (SDK)

npm install @cloakedagent/sdk
import { CloakedAgent } from "@cloakedagent/sdk";

// Load agent (can spend)
const agent = new CloakedAgent(agentKey, rpcUrl);

// Spend within limits
await agent.spend({
  destination: recipientPubkey,
  amount: 100_000_000  // 0.1 SOL
});

// Spend USDC (requires token enabled on agent)
await agent.spendToken({
  destination: recipientPubkey,
  mint: USDC_MINT,
  amount: 5_000_000  // 5 USDC (6 decimals)
});

Project Structure

cloaked/
├── programs/cloaked/     # Anchor program (constraints, ZK verification)
├── circuits/             # Noir ZK circuits (ownership proofs)
├── app/                  # Next.js frontend (dashboard, docs)
├── backend/              # Express relayer (fee payer, ZK ops)
└── sdk/                  # TypeScript SDK (@cloakedagent/sdk)
    └── src/mcp/          # MCP server (cloaked-mcp binary)

Documentation

Full documentation available at cloakedagent.com/docs


Why Cloaked?

Problem

Cloaked Solution

AI can drain wallet

On-chain limits can't be bypassed

No spending visibility

Real-time dashboard

Can't stop runaway agent

Instant freeze

Wallet identity exposed

Private mode with ZK proofs

Complex integrations

Native x402 support


Cloaked - Trustless spending accounts for AI agents

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