Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. While it states the conversion function, it doesn't describe important behavioral aspects: what format the address is returned in, whether there are rate limits, what happens with invalid coordinates, whether authentication is required, or what service provider is used (Naver). For a tool with no annotation coverage, this is insufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.