Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, idempotentHint=true, destructiveHint=false, openWorldHint=false, so the safety profile is fully covered elsewhere. The description adds only the "(folder)" gloss and says nothing about side effects such as the new name propagating to all messages/threads already carrying the label, and nothing about the response.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.