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CMSCardOS

CardOS MCP Server

Official
by CMSCardOS

issue_card

Issue a virtual card to an end user using your external reference. Idempotent retries prevent accidental duplicate cards.

Instructions

💳 Issue a virtual card to an end user. Money operation — a test key runs in sandbox (no real money). Idempotent: retries do not double-issue.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
productNoproductCode from list_products (optional; project default if omitted).
external_user_refYesYour reference for the end user (e.g. a Telegram id). CardOS never requires PII.
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description discloses that it's a money operation, sandbox for test keys, and idempotent, adding important behavioral context beyond the schema.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is extremely concise with two sentences that front-load the purpose and add key details without waste.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The description lacks information about the return value (e.g., card ID) and prerequisites (e.g., user KYC), which would be helpful for a money operation tool, but sibling tools like get_card partially compensate.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Both parameters have schema descriptions (100% coverage), and the description adds value with an example (Telegram id) and a note about no PII required for external_user_ref.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states 'Issue a virtual card to an end user' with a specific verb and resource, distinguishing it from sibling tools like close_card or freeze_card.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides context about sandbox vs real money and idempotency, which guides retry behavior, but does not explicitly contrast with alternatives like create_card_session.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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