Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It discloses the core behavior (testing connection to Webull and Yahoo fallback) and the fallback mechanism. However, it does not describe what happens on failure or the exact return structure, though the output schema exists to cover return values. The fallback detail adds valuable context beyond a simple 'check connection.'
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.