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Scored across 5 tools
Each tool has a clearly distinct purpose: adding expenses, listing them, summarizing by category, and managing the wallet balance. No overlap or ambiguity.
All tool names follow a consistent verb_noun pattern in snake_case (add_expense, list_expenses, summarize, get_balance, set_balance), making them predictable and easy to understand.
The set of 5 tools is well-scoped for an expense tracker, covering core expense management and balance tracking without unnecessary duplication or bloat.
The tools cover the core workflows (add, list, summarize expenses; get/set balance). Missing update/delete for expenses, but the domain is largely covered for typical use cases.