Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint=true and openWorldHint=true, so the description doesn't need to restate that. The description adds the LI.FI-specific context and the purpose, but doesn't disclose additional behavior such as response format, pagination, or rate limits. Since this is a simple read-only list, the description suffices but doesn't go beyond the annotations significantly.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.