Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations at all, the description carries the full burden, and it discloses almost nothing behavioral: not whether it is read-only, whether it scans the filesystem or a database, or how expensive the call is. It does imply the result is grouped counts per folder, which is the one piece of behavioral context present.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.