Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so the safety profile is fully covered structurally. The description's 'Performs no account access' adds a useful, if redundant, reassurance about side effects, but says nothing about response behavior or latency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.