Realtime Exchange Rate MCP Server — @allratestoday/mcp-server

A Model Context Protocol server that lets Claude Code, Cursor, Claude Desktop, Windsurf, and any other MCP-compatible client fetch real-time currency rates, historical series, and multi-currency lookups from the AllRatesToday API. Rates come from institutional interbank market data.

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After installation, your assistant can answer questions like:

• "What's the current USD to EUR rate?"

• "Show me how GBP/JPY moved over the last 30 days."

• "Convert 250 USD into CAD at a real rate."

• "Compare USD against EUR, GBP, and JPY simultaneously."

• "List every supported currency."

🚀 Features

• 💱 Live mid-market rates — current rate for any supported ISO 4217 pair

• 📈 Historical series built in — 1d (hourly), 7d (daily), 30d (daily), 1y (weekly)

• 🧰 Four focused tools — get_exchange_rate, get_historical_rates, get_rates_authenticated, list_currencies; a small surface the model uses correctly

• 🔌 Works everywhere MCP does — stdio transport, MCP SDK 1.x; Claude Code, Cursor, Claude Desktop, Windsurf, or any generic stdio host

• 🛡️ Fail-fast and honest — refuses to start without an API key and relays upstream API errors verbatim instead of guessing

• 🔒 Nothing leaks — only the request parameters and your API key ever reach allratestoday.com; never conversation context

• 📦 Two runtime dependencies — @modelcontextprotocol/sdk and zod; Node.js ≥ 18

Everything these tools return is a mid-market rate — the interbank midpoint, the right number for price display and conversion. It is not the official rate a tax authority or auditor may require; for published central-bank and tax-authority rates, see the AllRatesToday docs.

Related MCP server: Currency Exchange MCP Server

🔑 Get your API key

The server will not start without a valid ALLRATES_API_KEY, and all four tools require it. A free key is enough for development and personal use.

1. Register at allratestoday.com/register

2. Verify your email

3. Copy your key from the dashboard (format: art_live_xxxxx)

4. Use it as ALLRATES_API_KEY in the configs below

If the key is missing, the server prints registration instructions on stderr and exits with code 1.

📦 Installation

The simplest install is zero-install via npx, which is what every config below uses:

# Run without installing (recommended)
npx -y @allratestoday/mcp-server

# Or install globally
npm install -g @allratestoday/mcp-server
allratestoday-mcp

Both commands launch the stdio MCP server and wait for a client to connect — they are not meant to be run interactively from your shell; your MCP client launches them as a subprocess.

🏁 Quick start

Each client reads MCP servers from a different config file. Pick yours below.

Claude Code

The fastest path uses the built-in CLI:

claude mcp add allratestoday -- npx -y @allratestoday/mcp-server
claude mcp env allratestoday ALLRATES_API_KEY=art_live_xxxxx

Restart Claude Code, then ask: "What's the current USD to EUR rate?"

Cursor

Edit ~/.cursor/mcp.json (or .cursor/mcp.json inside your project for a project-scoped server):

{
  "mcpServers": {
    "allratestoday": {
      "command": "npx",
      "args": ["-y", "@allratestoday/mcp-server"],
      "env": {
        "ALLRATES_API_KEY": "art_live_xxxxx"
      }
    }
  }
}

Restart Cursor. The four tools should appear in the MCP tool picker.

Claude Desktop

Edit the config file (path depends on OS):

{
  "mcpServers": {
    "allratestoday": {
      "command": "npx",
      "args": ["-y", "@allratestoday/mcp-server"],
      "env": {
        "ALLRATES_API_KEY": "art_live_xxxxx"
      }
    }
  }
}

Fully quit and reopen Claude Desktop (Cmd+Q on macOS, right-click tray icon → Exit on Windows). Closing the window alone keeps the old config loaded.

Windsurf

Edit ~/.codeium/windsurf/mcp_config.json with the same mcpServers block as above, then restart Windsurf.

Generic stdio MCP client

Any MCP host that supports stdio transport works. The launch command is:

npx -y @allratestoday/mcp-server

…with ALLRATES_API_KEY set in the subprocess environment. The same block, ready to copy, also lives in .mcp.json in this repo; smithery.yaml describes the same stdio launch for Smithery, and server.json is the MCP registry manifest.

Verify it works

1. Server starts — open the client. A red dot or "failed to connect" means the API key is missing or wrong (see Troubleshooting).

2. Tools are listed — most clients have a "tools" or "MCP" panel showing all four tools.

3. A live call returns a number — ask "What's the current USD to EUR rate?" The assistant should call get_exchange_rate(source: "USD", target: "EUR") and reply with a real rate. If it produces a number without a tool call, the server is not connected.

📚 API reference

All four tools require ALLRATES_API_KEY, and every input schema sets additionalProperties: false — unknown fields are rejected.

get_exchange_rate

Current mid-market rate between two currencies. Calls GET /rate.

{ "source": "USD", "target": "EUR" }

Response shape — rate (number) and source (string, the upstream data source identifier):

{ "rate": 0.92145, "source": "..." }

get_historical_rates

Time-series data points for a currency pair over a fixed period. Calls GET /historical-rates.

Granularity per period:

{ "source": "USD", "target": "INR", "period": "30d" }

Response (truncated):

{
  "source": "USD",
  "target": "INR",
  "period": "30d",
  "data": [
    { "date": "2026-03-27T00:00:00Z", "rate": 83.42, "timestamp": 1743033600000 },
    { "date": "2026-03-28T00:00:00Z", "rate": 83.51, "timestamp": 1743120000000 },
    "..."
  ]
}

get_rates_authenticated

Multiple targets in one call, with an optional historical timestamp or grouping window. Calls GET /v1/rates.

{ "source": "USD", "target": "EUR,GBP,JPY" }

Response — an array of { rate, source, target, time }:

[
  { "rate": 0.9214, "source": "USD", "target": "EUR", "time": "2026-04-26T11:00:00Z" },
  { "rate": 0.7891, "source": "USD", "target": "GBP", "time": "2026-04-26T11:00:00Z" },
  { "rate": 151.34, "source": "USD", "target": "JPY", "time": "2026-04-26T11:00:00Z" }
]

list_currencies

All supported currencies with codes, names, and symbols. Calls GET /v1/symbols, cached 24 h upstream — cheap to call for validating user input before the other tools.

Input — none.

Response (truncated):

{
  "currencies": [
    { "code": "USD", "name": "US Dollar", "symbol": "$" },
    { "code": "EUR", "name": "Euro", "symbol": "€" },
    { "code": "GBP", "name": "British Pound", "symbol": "£" },
    "..."
  ],
  "count": 162
}

🗺️ Currencies covered

Every currency the AllRatesToday API serves is available through these tools — call list_currencies for the authoritative live list. Commonly used codes include:

🇺🇸 USD · 🇪🇺 EUR · 🇬🇧 GBP · 🇯🇵 JPY · 🇨🇦 CAD · 🇮🇳 INR

The source and target fields of get_exchange_rate and get_historical_rates are validated as exactly three characters, so pass ISO 4217 codes, not currency names.

⚙️ Environment variables

Set these in your MCP client's config (in the env block), not in your shell — MCP servers are launched as subprocesses with isolated environments.

🛡️ Error handling

Tool failures come back as an MCP tool result with isError: true. The text is AllRatesToday error (<status>): <message>, where <message> is the error field from the API response body when present, and HTTP <status> otherwise.

Two errors are raised locally, before any HTTP call:

• No API key at request time → API key is required. Get one at https://allratestoday.com/register, then set ALLRATES_API_KEY in your MCP config.

• Unrecognised tool name → Unknown tool: <name>

Because these arrive as text, the assistant relays them to the user — a 429 surfaces as "the API quota has been exceeded."

🛠️ Troubleshooting

To inspect what the server is doing, run it manually with the key set:

ALLRATES_API_KEY=art_live_xxxxx npx -y @allratestoday/mcp-server

No output means healthy — stdout is reserved for the MCP protocol; errors print to stderr.

💡 Notes

Do you store my conversation or query data? No. Only your API key and the request parameters (source, target, period, time, group) are sent to allratestoday.com — never the model's conversation context.

What happens to my API key? It is only sent as a Bearer token in the Authorization header on requests to the AllRatesToday API. The server does not log it.

Why is the first call slow? Cold start of npx (the first run downloads the package) plus an upstream cache miss.

Can I run this without npm/Node? Not currently — engines requires Node ≥ 18. If a standalone binary matters to you, open an issue.

Is there a self-hosted option? Point ALLRATES_BASE_URL at your own instance.

Does it work with other clients? Any MCP-compatible host with stdio transport works; the four clients above are simply the ones with documented config paths here.

👩‍💻 Development

git clone https://github.com/cahthuranag/realtime-exchange-rate-mcp.git
cd realtime-exchange-rate-mcp
npm install
npm run build
ALLRATES_API_KEY=art_live_xxxxx node dist/index.js

npm run build runs tsc; npm run dev watches and rebuilds; npm start runs the compiled server. CI (.github/workflows/ci.yml) runs npm ci && npm run build on Node 22 for every push to main and every pull request.

To test against a local AllRatesToday instance:

ALLRATES_BASE_URL=http://localhost:8080/api ALLRATES_API_KEY=test_key node dist/index.js

Project structure:

src/
├── index.ts      # MCP server, tool definitions, request handlers
└── client.ts     # HTTP client for the AllRatesToday API + error mapping
dist/             # Compiled JS (gitignored)
server.json       # MCP registry manifest
smithery.yaml     # Smithery launch config
.mcp.json         # Ready-to-copy client config

Issues and PRs are welcome. Before opening a PR: npm run build must succeed, exercise the change against a real API key, and update both the tool descriptions in src/index.ts and the API reference above if tool behaviour changes.

📝 Changelog

See GitHub Releases for the full list. Recent highlights:

• 0.3.x — API key required for all tools; fail-fast at startup with clear instructions

• 0.2.x — Removed the news tool; required auth on get_historical_rates

• 0.1.x — Initial release with 5 tools

🔗 Links

• Website: allratestoday.com

• API docs: allratestoday.com/docs

• Free API key: allratestoday.com/register

• Status: allratestoday.com/status

• Support: allratestoday.com/contact

• npm: @allratestoday/mcp-server

• MCP protocol: modelcontextprotocol.io

• Bug reports: github.com/cahthuranag/realtime-exchange-rate-mcp/issues

📜 License

MIT — see LICENSE.