Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It does disclose the key trait that the tool can hot-reload the plugin directory (a state-changing side effect) and that it reports provider/privilege/stealth metadata, implying a read-only discovery default. However, it omits the shape of the returned capability report and any cost/permission considerations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.