Schwab MCP Server

A Model Context Protocol (MCP) server that enables AI assistants like Claude to securely interact with Charles Schwab accounts and market data through the official Schwab API.

What You Can Do

Ask Claude to:

• "Show me my Schwab account balances and positions"

• "Get real-time quotes for AAPL, GOOGL, and MSFT"

• "What are today's market movers in the $SPX?"

• "Show me the options chain for TSLA with Greeks"

• "Get my transactions from the last 30 days"

• "Search for ETFs related to technology"

• "Check if the markets are open"

Unofficial MCP Server

This is an unofficial, community-developed TypeScript MCP server for Charles Schwab. It has not been approved, endorsed, or certified by Charles Schwab. It is provided as-is, and its functionality may be incomplete or unstable. Use at your own risk, especially when dealing with financial data or transactions.

Overview

This MCP server acts as a bridge between AI assistants and the Schwab API, providing:

• Secure OAuth Authentication: Implements Schwab's OAuth 2.0 flow with PKCE for secure authentication

• Comprehensive Trading Tools: Access to accounts, orders, quotes, and transactions

• Market Data Tools: Real-time quotes, price history, market hours, movers, and options chains

• Account Privacy: Built-in account identifier scrubbing to protect sensitive information

• Local-Only: Runs entirely on your machine with local HTTPS server and file-based token storage

Features

Trading Tools

• Account Management

  • getAccounts: Retrieve all account information with positions and balances

  • getAccountNumbers: Get list of account identifiers

• Order Management

  • getOrder: Get order by ID

  • getOrders: Fetch orders with filtering by status, time range, and symbol

  • getOrdersByAccountNumber: Get orders by account number

  • cancelOrder: Cancel an order (Experimental)

  • placeOrder: Place an order (Experimental)

  • replaceOrder: Replace an order (Experimental)

• Market Quotes

  • getQuotes: Get real-time quotes for multiple symbols

  • getQuoteBySymbolId: Get detailed quote for a single symbol

• Transaction History

  • getTransactions: Retrieve transaction history across all accounts with date filtering

• User Preferences

  • getUserPreference: Retrieve user trading preferences and settings

Market Data Tools

• Instrument Search

  • searchInstruments: Search for securities by symbol with fundamental/reference data

• Price History

  • getPriceHistory: Get historical price data with customizable periods and frequencies

• Market Hours

  • getMarketHours: Check market operating hours by date

  • getMarketHoursByMarketId: Get specific market information

• Market Movers

  • getMovers: Find top market movers by index ($SPX, $COMPX, $DJI)

• Options Chains

  • getOptionChain: Retrieve full options chain data with Greeks

  • getOptionExpirationChain: Get option expiration dates

Prerequisites

1. Schwab Developer Account: Register at Schwab Developer Portal

2. Node.js: Version 20.x or higher (22.x recommended)

Getting Started

Quick Setup

Configuration

1. Create a Schwab App

1. Log in to the Schwab Developer Portal

2. Create a new app with:

   • App Name: Your MCP server name (e.g., "My Schwab MCP")

   • Callback URL: https://localhost:3000/callback

   • App Type: Personal

3. Note your App Key (Client ID) and generate an App Secret

2. Configure Environment Variables

Copy the .env.example file to .env and fill in your credentials:

Edit .env:

3. First Run - OAuth Authentication

On the first run, the server will:

1. Generate self-signed certificates in .certs/ directory (no OpenSSL required)

2. Start an HTTPS server on https://localhost:3000

3. Open your browser to the Schwab authorization page

4. After you authorize, tokens will be saved to .auth/ directory

5. The MCP server will start and be ready to use

Note: You may need to trust the self-signed certificate in your browser or system. The certificate is only used for localhost OAuth callback and is generated automatically using Node.js crypto libraries.

Usage

Claude Desktop Configuration

Add the server to your Claude Desktop configuration file:

macOS: ~/Library/Application Support/Claude/claude_desktop_config.json
Windows: %APPDATA%\Claude\claude_desktop_config.json

Or if you prefer to build first and run the compiled JavaScript:

Note: The first option using tsx is recommended as it doesn't require a build step.

Restart Claude Desktop. The server will connect via stdio transport.

Example Commands

Once connected, you can ask Claude to:

• "Show me my Schwab account balances"

• "Get a quote for AAPL"

• "What are today's market movers in the $SPX?"

• "Show me the options chain for TSLA"

• "Get my recent transactions from the last week"

Architecture

Technology Stack

• Runtime: Node.js with TypeScript

• Authentication: OAuth 2.0 with PKCE via @sudowealth/schwab-api

• API Client: @sudowealth/schwab-api for type-safe Schwab API access

• MCP Framework: @modelcontextprotocol/sdk with stdio transport

• State Management: File-based token storage in .auth/ directory

• OAuth Server: Express with HTTPS for OAuth callback handling

Security Features

1. OAuth 2.0 with PKCE: Secure authentication flow preventing authorization code interception

2. Local Token Storage: Tokens stored locally in .auth/ directory (never sent to external servers)

3. HTTPS Localhost: Self-signed certificates for secure OAuth callback

4. Automatic Token Refresh: Tokens refreshed 5 minutes before expiration

5. Account Scrubbing: Sensitive account identifiers automatically replaced with display names

6. Secret Redaction: Automatic masking of sensitive data in logs

Development

Available Scripts

Project Structure

Debugging

The server includes comprehensive logging with configurable levels:

• Log Levels: trace, debug, info, warn, error, fatal

• Set via LOG_LEVEL environment variable in .env

Enable debug logging to see detailed OAuth flow and API interactions:

Error Handling

The server implements robust error handling with specific error types:

• Authentication Errors (401): Prompt for re-authentication

• Client Errors (400): Invalid parameters, missing data

• Server Errors (500): API failures, configuration issues

• All errors include request IDs for Schwab API troubleshooting

Contributing

1. Fork the repository

2. Create a feature branch (git checkout -b feature/amazing-feature)

3. Commit your changes (git commit -m 'Add amazing feature')

4. Push to the branch (git push origin feature/amazing-feature)

5. Open a Pull Request

License

MIT

Troubleshooting

Common Issues

1. "Certificate error" in browser

   • This is expected with self-signed certificates

   • Accept the certificate warning during OAuth flow

   • The certificate is only used for https://localhost:3000/callback

2. "Cannot find module" errors

   • Run npm install to ensure all dependencies are installed

   • Make sure you're using Node.js 20.x or higher

3. Authentication failures

   • Verify your redirect URI matches exactly: https://localhost:3000/callback

   • Check that your Schwab app credentials are correct in .env

   • Enable debug logging: LOG_LEVEL=debug in .env

4. "Port already in use" error

   • Change the PORT in .env to a different value

   • Make sure no other process is using port 3000

Recent Updates

• Local-Only Architecture: Migrated from Cloudflare Workers to local Node.js server

• File-Based Token Storage: Tokens stored securely in local .auth/ directory

• HTTPS OAuth Flow: Self-signed certificates for secure localhost OAuth callback

• Stdio Transport: Uses standard MCP SDK with stdio for Claude Desktop integration

Acknowledgments

• Uses Model Context Protocol

• Powered by @sudowealth/schwab-api

• Built with @modelcontextprotocol/sdk