/**
* Tests for requirements utilities
*/
import { describe, it, expect } from 'vitest';
import {
BASE_LOAN_REQUIREMENTS,
MORTGAGE_REQUIREMENTS,
AUTO_REQUIREMENTS,
PERSONAL_REQUIREMENTS,
BASE_CARD_REQUIREMENTS,
getLoanType,
getAdditionalRequirements,
generateLoanRequirements,
generateCardRequirements,
} from '../../src/utils/requirements.js';
import { mockLoans, mockCreditCards } from '../mocks/api.js';
describe('Constants', () => {
it('should have base loan requirements', () => {
expect(BASE_LOAN_REQUIREMENTS).toContain('Cédula de identidad uruguaya vigente');
expect(BASE_LOAN_REQUIREMENTS).toContain('Comprobante de domicilio');
expect(BASE_LOAN_REQUIREMENTS).toContain('Último recibo de sueldo');
expect(BASE_LOAN_REQUIREMENTS.length).toBe(3);
});
it('should have mortgage requirements', () => {
expect(MORTGAGE_REQUIREMENTS).toContain('Tasación del inmueble');
expect(MORTGAGE_REQUIREMENTS.length).toBe(4);
});
it('should have auto requirements', () => {
expect(AUTO_REQUIREMENTS).toContain('Factura o cotización del vehículo');
expect(AUTO_REQUIREMENTS.length).toBe(3);
});
it('should have personal requirements', () => {
expect(PERSONAL_REQUIREMENTS).toContain('Clearing bancario limpio');
expect(PERSONAL_REQUIREMENTS.length).toBe(2);
});
it('should have base card requirements', () => {
expect(BASE_CARD_REQUIREMENTS).toContain('Cédula de identidad uruguaya');
expect(BASE_CARD_REQUIREMENTS.length).toBe(3);
});
});
describe('getLoanType', () => {
it('should detect hipotecario loans', () => {
expect(getLoanType('Préstamo Hipotecario')).toBe('hipotecario');
expect(getLoanType('HIPOTECARIO')).toBe('hipotecario');
expect(getLoanType('préstamo hipotec')).toBe('hipotecario');
});
it('should detect auto loans', () => {
expect(getLoanType('Préstamo Auto')).toBe('auto');
expect(getLoanType('AUTO LOAN')).toBe('auto');
expect(getLoanType('Crédito automotor')).toBe('auto');
});
it('should default to personal for other loans', () => {
expect(getLoanType('Préstamo Personal')).toBe('personal');
expect(getLoanType('Crédito de consumo')).toBe('personal');
expect(getLoanType('Cualquier otro')).toBe('personal');
});
});
describe('getAdditionalRequirements', () => {
it('should return mortgage requirements for hipotecario', () => {
const reqs = getAdditionalRequirements('hipotecario');
expect(reqs).toEqual(MORTGAGE_REQUIREMENTS);
});
it('should return auto requirements for auto', () => {
const reqs = getAdditionalRequirements('auto');
expect(reqs).toEqual(AUTO_REQUIREMENTS);
});
it('should return personal requirements for personal', () => {
const reqs = getAdditionalRequirements('personal');
expect(reqs).toEqual(PERSONAL_REQUIREMENTS);
});
});
describe('generateLoanRequirements', () => {
it('should generate requirements for personal loan', () => {
const personalLoan = mockLoans.find((l) => l.name.includes('Personal'))!;
const reqs = generateLoanRequirements(personalLoan);
expect(reqs).toHaveProperty('documentation');
expect(reqs).toHaveProperty('income');
expect(reqs).toHaveProperty('approval');
expect(reqs.documentation).toEqual(
expect.arrayContaining(BASE_LOAN_REQUIREMENTS)
);
expect(reqs.documentation).toEqual(
expect.arrayContaining(PERSONAL_REQUIREMENTS)
);
});
it('should generate requirements for auto loan', () => {
const autoLoan = mockLoans.find((l) => l.name.includes('Auto'))!;
const reqs = generateLoanRequirements(autoLoan);
expect(reqs.documentation).toEqual(
expect.arrayContaining(AUTO_REQUIREMENTS)
);
});
it('should generate requirements for hipotecario loan', () => {
const mortgageLoan = mockLoans.find((l) => l.name.includes('Hipotecario'))!;
const reqs = generateLoanRequirements(mortgageLoan);
expect(reqs.documentation).toEqual(
expect.arrayContaining(MORTGAGE_REQUIREMENTS)
);
});
it('should calculate income requirement correctly', () => {
const loan = mockLoans[0];
const reqs = generateLoanRequirements(loan);
// Income should be 3x monthly payment
expect(reqs.income).toContain('$U mensuales');
expect(reqs.income).toContain('Ingreso mínimo recomendado');
});
it('should set approval time based on probability', () => {
const highProbLoan = mockLoans.find((l) => l.probability === 'alta')!;
const lowProbLoan = mockLoans.find((l) => l.probability === 'baja')!;
const highReqs = generateLoanRequirements(highProbLoan);
const lowReqs = generateLoanRequirements(lowProbLoan);
expect(highReqs.approval.estimatedTime).toBe('24-48 horas');
expect(lowReqs.approval.estimatedTime).toBe('3-5 días hábiles');
});
it('should include probability in approval', () => {
const loan = mockLoans[0];
const reqs = generateLoanRequirements(loan);
expect(reqs.approval.probability).toBe(loan.probability);
});
});
describe('generateCardRequirements', () => {
it('should include base requirements', () => {
const card = mockCreditCards[0];
const reqs = generateCardRequirements(card);
expect(reqs).toEqual(expect.arrayContaining(BASE_CARD_REQUIREMENTS));
});
it('should add premium requirements for USD cards', () => {
const usdCard = mockCreditCards.find((c) => c.currency === 'USD')!;
const reqs = generateCardRequirements(usdCard);
expect(reqs).toContain('Ingresos mínimos: $U 60.000 mensuales');
expect(reqs).toContain('Antigüedad laboral: 1 año');
});
it('should add premium requirements for high limit cards', () => {
const highLimitCard = mockCreditCards.find((c) => c.limit > 300000)!;
const reqs = generateCardRequirements(highLimitCard);
expect(reqs).toContain('Ingresos mínimos: $U 60.000 mensuales');
});
it('should add standard requirements for regular cards', () => {
const regularCard = mockCreditCards.find(
(c) => c.currency !== 'USD' && c.limit <= 300000
)!;
const reqs = generateCardRequirements(regularCard);
expect(reqs).toContain('Ingresos mínimos: $U 25.000 mensuales');
expect(reqs).toContain('Antigüedad laboral: 6 meses');
});
});
