Finix MCP Server

import { z } from 'zod'; import { FinixContext, ToolFactory } from '../../types.js'; import { FinixClient } from '../../utils/finixClient.js'; const createSellerPrompt = () => ` This tool creates a new Seller Identity in Finix with full underwriting data. Required arguments: - email (str): The email address of the seller. - first_name (str): The first name of the primary contact. - last_name (str): The last name of the primary contact. - business_name (str): The legal business name. - business_type (str): The business type (e.g., INDIVIDUAL_SOLE_PROPRIETORSHIP, CORPORATION, etc.). - business_description (str): Description of the business for underwriting. Optional arguments include extensive business and underwriting data fields. See the schema for complete field descriptions. `; const createSellerParameters = () => z.object({ // Required basic info email: z.string().email().describe('The email address of the seller'), first_name: z.string().describe('The first name of the primary contact'), last_name: z.string().describe('The last name of the primary contact'), business_name: z.string().describe('The legal business name'), business_type: z.enum([ 'INDIVIDUAL_SOLE_PROPRIETORSHIP', 'CORPORATION', 'LIMITED_LIABILITY_COMPANY', 'PARTNERSHIP', 'ASSOCIATION', 'GOVERNMENT_AGENCY', 'OTHER' ]).describe('The business type'), business_description: z.string().describe('Description of the business for underwriting'), // Business contact info phone: z.string().optional().describe('Personal phone number'), business_phone: z.string().optional().describe('Business phone number'), business_tax_id: z.string().optional().describe('Business tax ID (EIN)'), tax_id: z.string().optional().describe('Personal tax ID (SSN)'), url: z.string().optional().describe('Business website URL'), // Addresses personal_address: z.object({ line1: z.string().describe('Address line 1'), line2: z.string().optional().describe('Address line 2'), city: z.string().describe('City'), region: z.string().describe('State/Region (e.g., CA)'), postal_code: z.string().describe('Postal/ZIP code'), country: z.string().default('USA').describe('Country code') }).optional().describe('Personal address of the primary contact'), business_address: z.object({ line1: z.string().describe('Address line 1'), line2: z.string().optional().describe('Address line 2'), city: z.string().describe('City'), region: z.string().describe('State/Region (e.g., CA)'), postal_code: z.string().describe('Postal/ZIP code'), country: z.string().default('USA').describe('Country code') }).optional().describe('Business address'), // Business details doing_business_as: z.string().optional().describe('DBA name'), default_statement_descriptor: z.string().optional().describe('Statement descriptor for transactions'), title: z.string().optional().describe('Title of the primary contact (e.g., CEO)'), principal_percentage_ownership: z.number().min(0).max(100).optional().describe('Ownership percentage'), mcc: z.string().optional().describe('Merchant Category Code'), ownership_type: z.enum(['PRIVATE', 'PUBLIC']).optional().describe('Ownership type'), // Dates dob: z.object({ year: z.number().int().describe('Birth year'), month: z.number().int().min(1).max(12).describe('Birth month (1-12)'), day: z.number().int().min(1).max(31).describe('Birth day (1-31)') }).optional().describe('Date of birth of primary contact'), incorporation_date: z.object({ year: z.number().int().describe('Incorporation year'), month: z.number().int().min(1).max(12).describe('Incorporation month (1-12)'), day: z.number().int().min(1).max(31).describe('Incorporation day (1-31)') }).optional().describe('Date of business incorporation'), // Financial info annual_card_volume: z.number().optional().describe('Annual card processing volume in cents'), max_transaction_amount: z.number().optional().describe('Maximum single transaction amount in cents'), ach_max_transaction_amount: z.number().optional().describe('Maximum ACH transaction amount in cents'), has_accepted_credit_cards_previously: z.boolean().optional().describe('Has accepted credit cards before'), // Underwriting data annual_ach_volume: z.number().optional().describe('Annual ACH volume in cents'), average_ach_transfer_amount: z.number().optional().describe('Average ACH transfer amount in cents'), average_card_transfer_amount: z.number().optional().describe('Average card transfer amount in cents'), card_volume_distribution: z.object({ card_present_percentage: z.number().min(0).max(100).describe('Card present percentage'), mail_order_telephone_order_percentage: z.number().min(0).max(100).describe('MOTO percentage'), ecommerce_percentage: z.number().min(0).max(100).describe('Ecommerce percentage') }).optional().describe('Card volume distribution'), volume_distribution_by_business_type: z.object({ business_to_business_volume_percentage: z.number().min(0).max(100).describe('B2B percentage'), business_to_consumer_volume_percentage: z.number().min(0).max(100).describe('B2C percentage'), consumer_to_consumer_volume_percentage: z.number().min(0).max(100).describe('C2C percentage'), person_to_person_volume_percentage: z.number().min(0).max(100).describe('P2P percentage'), other_volume_percentage: z.number().min(0).max(100).describe('Other percentage') }).optional().describe('Volume distribution by business type'), refund_policy: z.enum([ 'NO_REFUNDS', 'REFUNDS_WITH_RESTOCKING_FEE', 'MERCHANDISE_EXCHANGE_ONLY', 'FULL_REFUNDS', 'OTHER' ]).optional().describe('Refund policy'), // Agreement and credit check info merchant_agreement_accepted: z.boolean().optional().describe('Merchant agreement accepted'), merchant_agreement_timestamp: z.string().optional().describe('When agreement was accepted (ISO 8601)'), merchant_agreement_ip_address: z.string().optional().describe('IP address when agreement was accepted'), merchant_agreement_user_agent: z.string().optional().describe('User agent when agreement was accepted'), credit_check_allowed: z.boolean().optional().describe('Credit check allowed'), credit_check_timestamp: z.string().optional().describe('When credit check was authorized (ISO 8601)'), credit_check_ip_address: z.string().optional().describe('IP address for credit check'), credit_check_user_agent: z.string().optional().describe('User agent for credit check'), // Tags tags: z.record(z.string()).optional().describe('Key-value pairs for tagging') }); const createSellerAnnotations = () => ({ destructiveHint: false, idempotentHint: false, openWorldHint: true, readOnlyHint: false, title: 'Create Seller Identity' }); const createSeller = async (client: FinixClient, _context: FinixContext, params: any): Promise<any> => { try { if (!client.hasCredentials()) { throw new Error('Finix username and password are required for this operation. Please configure FINIX_USERNAME and FINIX_PASSWORD in your environment.'); } const { email, first_name, last_name, business_name, business_type, business_description, phone, business_phone, business_tax_id, tax_id, url, personal_address, business_address, doing_business_as, default_statement_descriptor, title, principal_percentage_ownership, mcc, ownership_type, dob, incorporation_date, annual_card_volume, max_transaction_amount, ach_max_transaction_amount, has_accepted_credit_cards_previously, annual_ach_volume, average_ach_transfer_amount, average_card_transfer_amount, card_volume_distribution, volume_distribution_by_business_type, refund_policy, merchant_agreement_accepted, merchant_agreement_timestamp, merchant_agreement_ip_address, merchant_agreement_user_agent, credit_check_allowed, credit_check_timestamp, credit_check_ip_address, credit_check_user_agent, tags } = params; const payload: any = { type: 'BUSINESS', identity_roles: ['SELLER'], entity: { email, first_name, last_name, business_name, business_type, ...(phone && { phone }), ...(business_phone && { business_phone }), ...(business_tax_id && { business_tax_id }), ...(tax_id && { tax_id }), ...(url && { url }), ...(personal_address && { personal_address }), ...(business_address && { business_address }), ...(doing_business_as && { doing_business_as }), ...(default_statement_descriptor && { default_statement_descriptor }), ...(title && { title }), ...(principal_percentage_ownership !== undefined && { principal_percentage_ownership }), ...(mcc && { mcc }), ...(ownership_type && { ownership_type }), ...(dob && { dob }), ...(incorporation_date && { incorporation_date }), ...(annual_card_volume !== undefined && { annual_card_volume }), ...(max_transaction_amount !== undefined && { max_transaction_amount }), ...(ach_max_transaction_amount !== undefined && { ach_max_transaction_amount }), ...(has_accepted_credit_cards_previously !== undefined && { has_accepted_credit_cards_previously }) }, ...(tags && { tags }) }; // Build additional underwriting data if any fields are provided const underwritingData: any = {}; if (business_description) underwritingData.business_description = business_description; if (annual_ach_volume !== undefined) underwritingData.annual_ach_volume = annual_ach_volume; if (average_ach_transfer_amount !== undefined) underwritingData.average_ach_transfer_amount = average_ach_transfer_amount; if (average_card_transfer_amount !== undefined) underwritingData.average_card_transfer_amount = average_card_transfer_amount; if (card_volume_distribution) underwritingData.card_volume_distribution = card_volume_distribution; if (volume_distribution_by_business_type) underwritingData.volume_distribution_by_business_type = volume_distribution_by_business_type; if (refund_policy) underwritingData.refund_policy = refund_policy; if (merchant_agreement_accepted !== undefined) underwritingData.merchant_agreement_accepted = merchant_agreement_accepted; if (merchant_agreement_timestamp) underwritingData.merchant_agreement_timestamp = merchant_agreement_timestamp; if (merchant_agreement_ip_address) underwritingData.merchant_agreement_ip_address = merchant_agreement_ip_address; if (merchant_agreement_user_agent) underwritingData.merchant_agreement_user_agent = merchant_agreement_user_agent; if (credit_check_allowed !== undefined) underwritingData.credit_check_allowed = credit_check_allowed; if (credit_check_timestamp) underwritingData.credit_check_timestamp = credit_check_timestamp; if (credit_check_ip_address) underwritingData.credit_check_ip_address = credit_check_ip_address; if (credit_check_user_agent) underwritingData.credit_check_user_agent = credit_check_user_agent; if (Object.keys(underwritingData).length > 0) { payload.additional_underwriting_data = underwritingData; } const response = await client.post('/identities', payload); if (response.error) { throw new Error(`Error creating seller identity: ${response.error.message}`); } const identity = response.data; // Return clean data without _links const { _links, ...cleanIdentity } = identity; return cleanIdentity; } catch (error) { throw error; } }; const tool: ToolFactory = () => ({ method: 'create_seller', name: 'Create Seller Identity', description: createSellerPrompt(), parameters: createSellerParameters(), annotations: createSellerAnnotations(), actions: { identities: { create: true } }, execute: createSeller }); export default tool;