Up Banking MCP Server

# Up Banking MCP Server - Usage Examples This document provides examples of how to interact with your Up banking data through Claude once the MCP server is configured. ## Account Queries ### Check Account Balances ``` What's my current account balance? ``` ``` Show me all my accounts and their balances ``` ``` How much money is in my saver accounts? ``` ### Account Details ``` What type of accounts do I have? ``` ``` Tell me about my spending account ``` ## Transaction Queries ### Recent Transactions ``` Show me my last 10 transactions ``` ``` What were my recent purchases? ``` ``` List all pending transactions ``` ### Date-Based Queries ``` Show me all transactions from last month ``` ``` What did I spend in the first week of November 2024? ``` ``` List transactions between December 1st and December 15th, 2024 ``` ### Category-Based Analysis ``` How much did I spend on restaurants this month? ``` ``` Show me all my "good-life" category transactions ``` ``` What are my top spending categories? ``` ``` How much have I spent on groceries in the last 30 days? ``` ### Tag-Based Queries ``` Show me all transactions tagged with "vacation" ``` ``` How much did I spend on my trip to Bali? (if tagged) ``` ### Specific Transaction Details ``` Tell me more about transaction [transaction-id] ``` ``` What's the status of my pending Spotify charge? ``` ## Category Exploration ### List Categories ``` What spending categories does Up track? ``` ``` Show me all the subcategories under "Good Life" ``` ``` What categories are available for organizing transactions? ``` ## Analysis & Insights ### Spending Analysis ``` Analyze my spending patterns for the last month ``` ``` What percentage of my spending goes to restaurants vs groceries? ``` ``` Compare my spending this month to last month ``` ### Account Health ``` Give me a financial summary of my accounts ``` ``` Am I spending more than I'm saving this month? ``` ### Budget Tracking ``` I budgeted $500 for restaurants this month. How am I tracking? ``` ``` How much have I transferred to savings this month? ``` ## Advanced Queries ### Multi-Filter Queries ``` Show me all settled transactions over $100 from the last 2 weeks ``` ``` List all pending restaurant transactions from this week ``` ### Foreign Currency ``` Show me transactions that were made in foreign currency ``` ``` How much did I spend overseas last month? ``` ### Account-Specific ``` Show me only transactions from my spending account this month ``` ``` What's the transaction history for my emergency fund saver? ``` ## Practical Use Cases ### Monthly Review ``` Help me review my spending for November 2024. Break it down by category and highlight any unusual patterns. ``` ### Budget Planning ``` Based on my transaction history, what should my monthly budget be for groceries, restaurants, and entertainment? ``` ### Receipt Finding ``` Find my transaction at [merchant name] from last week - I need it for expense reporting ``` ### Subscription Tracking ``` Can you identify all my recurring subscriptions from my transaction history? ``` ### Financial Goals ``` I want to save $10,000 in 6 months. Based on my current spending and income patterns, is this realistic? ``` ## Tips for Best Results 1. **Be Specific with Dates**: Use clear date ranges like "last month", "November 2024", or ISO format dates 2. **Use Category Names**: Refer to specific categories like "restaurants-and-cafes" or "good-life" 3. **Account Types**: Distinguish between "saver", "transactional", and "home loan" accounts 4. **Transaction Status**: Specify "pending" (HELD) or "settled" (SETTLED) when relevant 5. **Combine Filters**: You can filter by account, date range, category, and status simultaneously ## Date Format Notes When asking for specific date ranges, you can use: - Natural language: "last week", "this month", "yesterday" - Month names: "November 2024", "December 1st to 15th" - ISO format: "2024-11-01T00:00:00+10:00" (Melbourne time) ## Understanding Transaction Status - **HELD**: Pending transactions that haven't settled yet (usually 1-3 days) - **SETTLED**: Completed transactions that have been finalized ## Category Examples Common Up categories you can filter by: - `restaurants-and-cafes` - `groceries` - `transport` - `entertainment` - `personal` - `home` - `good-life` (parent category) - `shopping` - `bills-and-fees` Use the `up_list_categories` tool to see all available categories! ## Privacy & Security Remember: - Claude only has READ access to your banking data - Cannot make transfers or payments - Cannot modify transactions - All data stays local to your conversation - Your API token can be revoked anytime in the Up app