Nowcerts

# NowCerts API Credentials (Required) NOWCERTS_USERNAME=your-username-here NOWCERTS_PASSWORD=your-password-here # External API Credentials (Optional - for additional prefill/verification features) # Fenris Auto Insurance Prefill API # Get your credentials at: https://fenrisdata.com # Required for: fenris_prefillHousehold tool FENRIS_CLIENT_ID=your-fenris-client-id-here FENRIS_CLIENT_SECRET=your-fenris-client-secret-here # Smarty Address Verification API # Get your credentials at: https://www.smarty.com/pricing # Required for: smarty_verifyAddress tool SMARTY_AUTH_ID=your-smarty-auth-id-here SMARTY_AUTH_TOKEN=your-smarty-auth-token-here # NHTSA APIs (No credentials needed - free government APIs) # Used by: nhtsa_decodeVin, nhtsa_getRecallsByVin, nhtsa_getRecallsByMake tools # - VIN Decoder: https://vpic.nhtsa.dot.gov/api/ # - Recalls API: https://api.nhtsa.gov/recalls/ # AskKodiak Commercial Risk Classification API # Get your credentials from Company Settings in AskKodiak: https://app.askkodiak.com # Required for: askkodiak_classifyBusiness, askkodiak_getEligibleCarriers, askkodiak_getCarriers, # askkodiak_getCarrierProducts, askkodiak_getApplicationQuestions, askkodiak_getUnderwritingRules # Use cases: Commercial insurance risk classification, carrier eligibility, quote applications ASKKODIAK_GROUP_ID=your-group-id-here ASKKODIAK_API_KEY=your-api-key-here