Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false, and openWorldHint=false, so safety and locality are largely covered. The description adds useful context: the board is created 'empty' and 'local', and no agent or thread is spawned as a side effect. It doesn't cover permissions, failure modes, or return value, so a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.