Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses the conditional behavior regarding database reachability, which is useful, but it does not mention whether the operation is read-only, potential side effects, or output format. For a simple listing tool, this is acceptable but not comprehensive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.