Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=true, idempotentHint=true, and openWorldHint=true, so the safety profile is largely covered. The description adds only the 'finished' precondition and says nothing about why a download would be flagged destructive, whether it overwrites an existing file at outputPath, or auth/rate constraints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.