Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
There is only one parameter, and the schema covers it fully, including wallet formats and the hard cap. The description adds a reference to the same transparent model as score_wallet_for_intel, but this is not essential parameter semantics. Since schema coverage is 100%, the baseline of 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.