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Employer Cost Calculator: the site's own MCP server — calculator, enquiry (enquiry = a human...

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Status
Healthy
Uptime
99.9% over 39 days
Last Tested
Transport
Streamable HTTP · MCP 2025-11-25
URL

TDQS

A4/5.0

Scored across 5 tools

Disambiguation5/5

Each tool has a clearly distinct role: calculate runs the cost calculation, calculator_describe explains inputs/outputs, enquiry_describe explains the enquiry process, enquiry_fields lists enquiry fields, and submit_enquiry submits the enquiry. The calculator vs enquiry prefixes keep the two describe tools separate, and the calculate vs submit distinction is unambiguous.

Naming Consistency3/5

All names use snake_case and are readable, but the verb/noun ordering is mixed: calculate is a bare verb, calculator_describe and enquiry_describe put the noun first, enquiry_fields is noun_noun, and submit_enquiry puts the verb first. This is still understandable but not a consistent convention.

Tool Count5/5

Five tools is well-scoped for this server: two cover calculation, and three cover the enquiry lifecycle from description through field discovery to submission. Each tool earns its place without obvious redundancy.

Completeness4/5

The surface covers the core employer cost calculation and enquiry workflow, including input discovery, field definitions, consent handling, and submission. A minor gap is the absence of a tool to check enquiry status after submission, but the documented email confirmation path reduces this as a failure point.

Available Tools

5 tools
calculateEmployer cost calculatorAInspect

Run the Employer cost calculator calculator: Employer National Insurance (15%); Employer pension; Apprenticeship levy (0.5%); True annual cost. Missing inputs fall back to their documented defaults.

ParametersJSON Schema
NameRequiredDescriptionDefault
levyNoAnnual pay bill over £3m (apprenticeship levy)0
extrasNoOther annual costs (benefits, equipment, insurance)
salaryNoGross annual salary
pensionRateNoEmployer pension contribution
pensionBasisNoPension calculated onqualifying

TDQS

A3.5/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden of behavioral disclosure. It adds transparency by stating that missing inputs fall back to defaults and by listing the specific rates and cost components. It does not describe the return format, side effects, or whether this is a purely computational read-only operation, leaving some ambiguity.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is appropriately short and front-loaded with the action and outputs. However, the doubled 'calculator calculator' is a structural flaw that hurts readability. Each clause adds value otherwise, and the fallback note is useful.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a calculator tool with five optional, well-documented parameters and no output schema, the description is mostly complete. It lists what the tool computes, gives rates, and explains fallback behavior. It does not explicitly state the exact return payload, but the enumerated outputs give enough context for an agent to invoke it correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the baseline is 3. The description adds meaningful context beyond the schema by naming the specific rates (15% NI, 0.5% levy) and the 'True annual cost' output, which helps an agent understand how parameters like salary and pensionRate contribute to the result. The fallback-to-defaults statement also clarifies parameter behavior.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a clear action ('Run the Employer cost calculator') and resource ('Employer cost calculator'), and enumerates the computed outputs: Employer National Insurance (15%), Employer pension, Apprenticeship levy (0.5%), and True annual cost. It is distinct enough from sibling tools like 'calculator_describe' and 'submit_enquiry', though the phrase 'calculator calculator' is a minor redundancy.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies when to use the tool: when you need employer cost calculations. It also provides useful guidance that missing inputs fall back to documented defaults, which tells an agent which parameters can be omitted. However, it does not mention alternatives or explicitly say when not to use this tool versus siblings.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

calculator_describeWhat Employer cost calculator computesAInspect

The inputs this calculator takes (with units, ranges and defaults), the outputs it returns, and the assumptions and tables behind it.

ParametersJSON Schema
NameRequiredDescriptionDefault

No parameters

TDQS

A3.7/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden of explaining behavior. It does disclose that the tool returns information about inputs, outputs, assumptions, and tables. However, it does not explicitly state that this is a read-only, informational tool and does not actually run a calculation, which the sibling `calculate` would do.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, focused sentence that front-loads the key information: inputs, outputs, and underlying assumptions/tables. Every phrase earns its place, and there is no redundancy or filler.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a zero-parameter, low-complexity describe tool, the description is largely sufficient. It names the main content areas an agent should expect, though it does not mention the output format or explain how this tool relates to `calculate`. These are minor gaps given the tool's simplicity.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool has zero parameters, so the schema cannot provide parameter-level detail; the baseline is therefore 4. The description still adds value by explaining that the returned content includes units, ranges, defaults, and assumptions, which helps set expectations for the output.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states that the tool describes the calculator's inputs, outputs, assumptions, and supporting tables. This distinguishes it from the sibling `calculate` tool, which presumably performs calculations. The title is slightly ambiguous, but the description resolves the intent.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The usage context is implied: an agent would use this when it needs to understand the calculator's parameters, defaults, or assumptions before calculating. However, there is no explicit guidance about when to use this tool instead of `calculate` or `enquiry_describe`, and no exclusions are stated.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

enquiry_describeWhat you get: an ENQUIRY with a human (not a purchase, not a guaranteed quote)AInspect

Read first. States plainly what submit_enquiry does on Employer Cost Calculator: it starts an enquiry with human providers who quote directly. Nothing is bought, ordered or paid; no quote is guaranteed; it is free. Also returns who receives the details, the consent wording, and how the person confirms.

ParametersJSON Schema
NameRequiredDescriptionDefault

No parameters

TDQS

A4.5/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the full burden and does so well: it explicitly states that nothing is bought, ordered, or paid, that no quote is guaranteed, and that it is free. It also discloses what the return contains (who receives details, consent wording, confirmation method). It stops short of stating the tool itself is read-only, but 'Read first' and the descriptive tone imply an informational, side-effect-free operation.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is compact and front-loaded: 'Read first' immediately signals priority, followed by a clear explanation, key caveats, and output details. Every sentence earns its place without redundancy.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a zero-parameter describe tool with no output schema, the description is complete. It explains the tool's purpose, key behavioral constraints (free, no purchase, no guarantee), and what the returned description includes, leaving no critical gap for an agent deciding whether and how to call it.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has zero parameters, so there are no parameter semantics to explain. The description appropriately omits parameter details and focuses on behavior and output, matching the baseline for zero-parameter tools.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description opens with 'Read first' and 'States plainly what submit_enquiry does on Employer Cost Calculator' – a specific verb (states) and resource (submit_enquiry). It clearly differentiates itself from submit_enquiry, which actually initiates the enquiry, and lists the content of the returned explanation, making its function unmistakable.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The phrase 'Read first' explicitly directs the agent to use this tool before submit_enquiry, establishing it as a prerequisite. It doesn't name or contrast with siblings like calculator_describe or enquiry_fields, but the focus on submit_enquiry makes the intended use case clear.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

enquiry_fieldsThe questions the enquiry asksAInspect

Every field of the Employer Cost Calculator enquiry: key, label, type, whether required, help text and the allowed options where there are any. Pass answers to submit_enquiry keyed by field key.

ParametersJSON Schema
NameRequiredDescriptionDefault

No parameters

TDQS

A4.2/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description must convey behavior itself. It states exactly what information will be returned for each field and implies a read-only listing operation. It does not discuss edge cases like missing help text or response format, but for a simple introspection tool this is adequate.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two sentences, front-loads the tool's purpose, and ends with a useful workflow note. There is no redundant wording.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given no parameters and no output schema, the description provides enough detail about what fields are included and how the output connects to submit_enquiry. An agent can invoke and use the result without additional assumptions.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

There are no parameters, so the description has nothing to explain about parameters. It adds value by explaining that the output's key field is meant to be used with submit_enquiry, which is useful contextual semantics.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly identifies the tool as providing every field of the Employer Cost Calculator enquiry, including key, label, type, required flag, help text, and options. It is specific about the resource and content, though it does not explicitly name sibling enquiry_describe as a contrast.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description gives a clear usage pointer: obtain the fields and then pass answers to submit_enquiry keyed by field key. It does not describe exclusions or compare with enquiry_describe, but the intended workflow is evident.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

submit_enquirySubmit an ENQUIRY to human providers (two steps; not a purchase)AInspect

Submits an enquiry to Employer Cost Calculator — NOT a purchase, NOT a guaranteed quote. Step 1: call with the answers (keyed by field key from enquiry_fields) and consent=true; it validates and returns a summary, the consent line and a confirmation token — show the person the summary and the consent line. Step 2: only if the person agrees, call again with the same answers, consent=true and the confirmation token; the enquiry is then submitted, and the person receives an email with a link they must click before any provider sees it. Consent means the person has read and agreed to: "Send my contact details to up to three relevant accountants or payroll providers, chosen by Employer Cost Calculator, who'll contact me directly. I'll be emailed each firm's name as my details go to it, and can stop any more firms getting them."

ParametersJSON Schema
NameRequiredDescriptionDefault
answersYesthe person's answers, keyed by field key
consentYestrue only when the person has agreed to: Send my contact details to up to three relevant accountants or payroll providers, chosen by Employer Cost Calculator, who'll contact me directly. I'll be emailed each firm's name as my details go to it, and can stop any more firms getting them.
confirmationNothe confirmation token from step 1, after the person has approved the summary

TDQS

A4.8/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the full behavioral burden and does: it discloses the validate-then-commit two-phase protocol, that consent is a legal attestation whose exact wording is quoted, that submission is not a purchase or guaranteed quote, and that no provider sees the data until the person clicks an emailed link. It also implies the destructive/side-effecting nature (contact details shared with up to three firms) which is exactly what an agent needs before calling.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Front-loaded with the purpose and the not-a-purchase caveat, then flows step 1 → step 2 in order. It is long, and the full consent paragraph is duplicated verbatim from the schema's consent description, which is redundant, but given the legal weight of that text the repetition is defensible rather than wasteful.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a multi-step, side-effecting tool with no output schema, the description supplies everything an agent needs: the return values of step 1 (summary, consent line, confirmation token), what the end user experiences (email with a click-through link), and the human-approval gate between phases. Nothing material is missing.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is already 100%, so the baseline is 3. The description adds genuine value beyond the schema by cross-referencing the source of answers ('keyed by field key from enquiry_fields') and clarifying that confirmation is the token returned by step 1 rather than something the user supplies. It stops short of any format details for the token, but that is a minor gap.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb and resource ('Submits an enquiry to Employer Cost Calculator') and immediately scopes it against two likely misreadings ('NOT a purchase, NOT a guaranteed quote'). This distinguishes it cleanly from calculate, enquiry_fields, and the describe siblings, which are inspection/calculation tools.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Gives explicit two-step sequencing: step 1 with answers+consent=true to validate, step 2 only if the person agrees and with the confirmation token added. It states the gating condition ('only if the person agrees') and the agent-facing obligations (show the summary and consent line) rather than leaving them to inference.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

  1. 1 tool update
    • Changedsubmit_enquiry1 field changed
      • changedInput schema / properties / consent / description
        Previous value: -"true only when the person has agreed to: Happy for my details to go to a relevant accountant or payroll provider, who'll contact me directly."New value: +"true only when the person has agreed to: Send my contact details to up to three relevant accountants or payroll providers, chosen by Employer Cost Calculator, who'll contact me directly. I'll be emailed each firm's name as my details go to it, and can stop any more firms getting them."
  2. 5 tool updates
    • First observedcalculate
    • First observedcalculator_describe
    • First observedenquiry_describe
    • First observedenquiry_fields
    • First observedsubmit_enquiry

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