Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, openWorldHint=false, and destructiveHint=false, so the safety profile is fully covered by structured fields. The description adds useful behavioral context by disclosing that assumptions carry check dates and that the model has explicit deliberate non-goals, which goes somewhat beyond the annotations, but it says nothing about response shape or scope beyond the listed contents.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.