Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare mutating-but-idempotent, non-destructive behavior, and the description adds real context beyond that: the value is never shown to members, an empty string clears the setting, notices fall back to the account's own email or phone, and a connected Phorme account is required. It stops short of describing error behavior if confirmation is omitted, but the schema handles that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.