Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only say readOnlyHint=false, destructiveHint=false, openWorldHint=false. The description goes well beyond them by disclosing the non-obvious write side effect (the pick is recorded privately so the coach gets credit), the exact return scope (first week only, not the whole program), and two negative guarantees about pricing and purchasing. These are behaviors an agent could not infer from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.