Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered. The description adds domain-specific guarantees beyond that ('shows no prices and starts no purchase') and lists what is returned, which is genuinely useful value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.