Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly=true, destructive=false and openWorld=false, so the safety profile is covered; the description adds genuinely new context by stating the tool shows no prices, books nothing and changes nothing, and that coaching is training not medical care. It stops short of describing limits like result caps or ranking, which is minor given the annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.