Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this a safe, non-destructive, closed read, so the description only needs added context — and it supplies the sort order and the shape of each record, which annotations cannot express. It stops short of disclosing pagination or what happens past the 50-item cap, but for a read-only list this is solid added value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.