Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are present, so the description must carry the burden. It discloses the output fields (live XAU spot price, custody info, MiCA relevance) and implies a read-only operation. However, it does not discuss potential delays, caching behavior, or how empty results are handled, which would be useful for transparency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.