Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must disclose behavioral traits. It adds that the tool references EU, OFAC, and UN lists and cross-references FeedOracle AMLOracle, but it does not state whether the operation is read-only, returns a decision, performs external calls beyond the reference, or any side effects.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.