Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description must carry the burden. The description mentions 'phase-by-phase actions with legal obligations,' which describes the content, but it does not disclose whether the tool is read-only, what invoking it returns, or any side effects. The behavior is largely opaque.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.