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Real Dental Costs

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Sourced US and Canadian dental prices, Medicaid and Medicare dental rules, treatment-plan checker.

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Transport
Streamable HTTP · MCP 2025-11-25
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tresor4k/realdentalcosts-mcp
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realdentalcosts-mcp

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Available Tools

14 tools
benchmark_treatment_planCheck a dental treatment plan line by line
Read-only
Inspect

Use this when the user has a treatment plan or quote from a US dentist (CDT codes such as D2740, or procedure names, with quantities and quoted amounts) and wants to know where each line sits. For each line, returns the state cash band (observed or estimated badge) and where the quoted amount falls in it, what Medicaid paid per claim line (T-MSIS p25 / median / p75) and the official Medicaid fee schedule with its age scope (children_only or not_verified: context only), plus the state's adult Medicaid rule and numbered sources. quoted_usd is the line total as quoted. Phrasings: "my dentist wrote D2740 and D4341 x4 on the plan, is that in line for Arizona", "go through this dental estimate line by line", "¿es razonable este presupuesto dental en Nevada?", "revisa mi plan de tratamiento con códigos CDT". Every figure carries its source URL and period; a missing cell returns status no_source_at_this_level with the next level up. Medicaid amounts are what Medicaid paid per claim line (T-MSIS), not what a patient is charged. No personal data (age, ZIP, name, insurer) is requested or stored. Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research, not a quote, not medical, coding or insurance advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
linesYesPlan lines (1-10; split longer plans). Each line needs a code or a procedure.
stateYesTwo-letter US state code (or DC). One of: AL, AR, MS, KY, WV, IA, KS, OK, IN, SD, LA, NE, SC, GA, MO, TN, ND, OH, NC, MI, NM, WI, UT, ID, MN, TX, WY, AZ, FL, MT, CO, VA, IL, ME, PA, CT, OR, VT, DE, NV, RI, MD, WA, NH, NJ, MA, DC, AK, HI, NY, CA.
coverageNoCoverage category only (no plan or insurer name).none
canada_dental_cost_by_provinceDental cost by Canadian province
Read-only
Inspect

Use this when the user asks what a dental procedure costs in a Canadian province, for one of 9 procedures: recall exam, scaling (per unit), one-surface composite filling, simple extraction, molar root canal, complete denture, cast partial denture, ceramic crown, single implant. Returns the amount in Canadian dollars per row from the provincial suggested-fee guide or the listed source, with its source URL and an estimated badge where the dataset marks one (open dataset, DOI 10.5281/zenodo.20744781, 10 provinces; territories return no_source_at_this_level). Rows under a data-quality review are withheld with their issue number. Phrasings: "what does a crown run in Alberta", "root canal fees in Nova Scotia", "¿cuánto cuesta una limpieza dental en Ontario?", "costo de un implante dental en Columbia Británica". Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
provinceYesTwo-letter Canadian province or territory code. One of: AB, BC, MB, NB, NL, NS, NT, NU, ON, PE, QC, SK, YT.
procedureNoOptional procedure key; all 9 when omitted.
cdcp_coverage_checkCanadian Dental Care Plan coverage and co-pay check
Read-only
Inspect

Use this when the user asks whether the Canadian Dental Care Plan (CDCP) covers a dental procedure and what share they would pay, given an adjusted family net income and a province. Returns the CDCP income tier (share paid by the plan and co-pay percentage), the coverage status and pre-authorization rule of each of the 9 procedures from the federal plan guide, and, when a procedure is given, an estimated co-pay in Canadian dollars on the provincial fee reference (badge estimated; the plan pays on its own fee grid). Only an income figure and a province are asked: no name, SIN, date of birth or insurer. Phrasings: "would CDCP pay for a crown with a family net income of 75k in Ontario", "my share for a filling under the federal dental plan in Manitoba", "¿el plan dental canadiense cubre una endodoncia si la familia gana 72 000 al año?", "copago del CDCP para una extracción en Québec". Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
provinceYesTwo-letter Canadian province or territory code. One of: AB, BC, MB, NB, NL, NS, NT, NU, ON, PE, QC, SK, YT.
procedureNoOptional procedure key for an estimated co-pay.
adjusted_family_net_income_cadYesAdjusted family net income in Canadian dollars (the tax-return figure). No other personal data.
compare_statesDental cost in 2 to 5 US states side by side
Read-only
Inspect

Use this when the user wants two to five US states side by side for one of the 12 procedures (exam and cleaning, filling, deep cleaning, extraction, root canal, crown, implant, All-on-4, dentures, braces, veneer, whitening), for instance before a move or before travelling for care. Returns, for each state, the cash band (low / average / high) with its basis badge (observed or estimated), its rank among the 51 state averages and its gap in percent to the national mean, plus the national band; cosmetic procedures carry no state variation. Phrasings: "line up implant costs in Texas, Florida and Arizona", "dentures in Ohio and Michigan side by side", "¿dónde sale más barato un implante, en Texas o en California?", "compara el costo de una corona en Nueva York y Nueva Jersey". Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
statesYes2 to 5 two-letter state codes (DC allowed).
procedureYesProcedure id. One of: exam (Exam, cleaning & X-rays), filling (Composite filling (1 tooth)), deepclean (Deep cleaning (SRP, per quadrant)), extraction (Tooth extraction), rootcanal (Root canal), allon4 (All-on-4 (per arch)), whitening (Professional teeth whitening), crown (Dental crown), veneer (Porcelain veneer (per tooth)), braces (Braces (traditional, full case)), implant (Single dental implant (complete)), dentures (Full set of dentures (both arches)).
dental_cost_by_cityDental implant cost by US city
Read-only
Inspect

Use this when the user names a US city (206 covered) and asks what a dental implant costs there, or how many clinics the figure rests on. Returns the observed city average for a single implant, the clinic count and the state implant band for context (open dataset, DOI 10.5281/zenodo.20819438). Only the implant series is published at city level: other procedures go to dental_cost_by_state. Pass state (2-letter code) to tell apart cities with the same name. Phrasings: "implant cost in San Antonio", "what does a single tooth implant run in Denver", "¿cuánto cuesta un implante en Miami?", "costo de un implante dental en Houston". Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
cityYesCity name, e.g. "Austin" or "San Diego".
langNoResponse language for labels/notes: "en" (default) or "es".en
stateNoOptional 2-letter state code to disambiguate.
dental_cost_by_stateDental cost by US state
Read-only
Inspect

Use this when the user asks what a dental procedure costs in a given US state (51 incl. DC), or how a state sits next to the US average, for one of 12 procedures: exam and cleaning, filling, deep cleaning, extraction, root canal, crown, implant, All-on-4, dentures, braces, veneer, whitening. Returns the state cash band (low / average / high), the national band, the gap in percent and the state's Restorative Cost Index, each with its basis (observed or estimated). Phrasings: "how much is a crown in Ohio without insurance", "what do people in Florida pay for a root canal", "¿cuánto cuesta un implante dental en Texas?", "costo de una limpieza dental en California". When the user already has an amount quoted by their dentist and asks whether it is normal, use benchmark_treatment_plan instead: it places the quoted amount against this band line by line. Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
stateYesTwo-letter US state code (or DC). One of: AL, AR, MS, KY, WV, IA, KS, OK, IN, SD, LA, NE, SC, GA, MO, TN, ND, OH, NC, MI, NM, WI, UT, ID, MN, TX, WY, AZ, FL, MT, CO, VA, IL, ME, PA, CT, OR, VT, DE, NV, RI, MD, WA, NH, NJ, MA, DC, AK, HI, NY, CA.
procedureYesProcedure id. One of: exam (Exam, cleaning & X-rays), filling (Composite filling (1 tooth)), deepclean (Deep cleaning (SRP, per quadrant)), extraction (Tooth extraction), rootcanal (Root canal), allon4 (All-on-4 (per arch)), whitening (Professional teeth whitening), crown (Dental crown), veneer (Porcelain veneer (per tooth)), braces (Braces (traditional, full case)), implant (Single dental implant (complete)), dentures (Full set of dentures (both arches)).
dental_national_averageUS national dental cost
Read-only
Inspect

Use this when the user asks what a dental procedure costs in the United States in general, with no state or city, for one of the 12 procedures. Returns the national cash band (low / average / high, mean of the 51 state figures incl. DC), its basis (observed or estimated) and the states at both ends of the range of state averages; cosmetic procedures carry no state variation. Phrasings: "average cost of dentures in the US", "typical US cost for braces", "¿cuánto cuesta una endodoncia en Estados Unidos?", "costo promedio de carillas en EE. UU.". Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
procedureYesProcedure id. One of: exam (Exam, cleaning & X-rays), filling (Composite filling (1 tooth)), deepclean (Deep cleaning (SRP, per quadrant)), extraction (Tooth extraction), rootcanal (Root canal), allon4 (All-on-4 (per arch)), whitening (Professional teeth whitening), crown (Dental crown), veneer (Porcelain veneer (per tooth)), braces (Braces (traditional, full case)), implant (Single dental implant (complete)), dentures (Full set of dentures (both arches)).
dental_program_changesDated changes to US dental programs
Read-only
Inspect

Use this when the user asks what changed, or when a change took effect, in a US public dental program: Medicaid dental fee schedule updates and rate changes, or the start date of an adult Medicaid annual dental cap. Returns adopted changes with their effective date, verbatim quote or data file and source URL, filterable by state and by date range (YYYY-MM-DD); the Texas rate change of September 2026 lists its codes when state is TX. A state without dated tracking returns not_yet_tracked, never a claim that nothing changed. Phrasings: "what changed in Texas Medicaid dental reimbursement this fall", "since when does Colorado cap adult Medicaid dental benefits", "¿qué cambió en el Medicaid dental de Nevada en 2026?", "¿desde cuándo hay un límite anual dental en Medicaid de Massachusetts?". Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
toNoOptional end of the period (YYYY-MM-DD), on effective dates.
fromNoOptional start of the period (YYYY-MM-DD), on effective dates.
langNoResponse language for labels/notes: "en" (default) or "es".en
stateNoOptional 2-letter state code; all tracked states when omitted.
insurance_out_of_pocketOut-of-pocket estimate from your own dental plan figures
Read-only
Inspect

Use this when the user has a private dental plan or a Medicare Advantage plan with dental benefits, knows its figures (deductible left, annual maximum left, coinsurance per procedure or per class), and asks what they would still pay for dental work in a US state. Every plan parameter comes from the user; the tool assumes none and names no insurer. Returns, per line, the state cash band (observed or estimated badge) and an estimated split (deductible, plan share, user share) on the low, average and high of the band, with the formula written out; a line missing a parameter is not computed and says which one. Phrasings: "my plan has 50 dollars of deductible left and 1,200 of annual max, coinsurance 50% on crowns, what would a crown in Ohio leave me to pay", "estimate my share for a root canal and a crown with my Medicare Advantage dental benefit in Florida", "¿cuánto me tocaría pagar por un implante con mi seguro dental si me quedan 800 del máximo anual?", "¿cuál sería mi parte de una endodoncia con coaseguro del 20% en Texas?". Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
linesYesLines in the order the user expects them to be billed (1-10).
stateYesTwo-letter US state code (or DC). One of: AL, AR, MS, KY, WV, IA, KS, OK, IN, SD, LA, NE, SC, GA, MO, TN, ND, OH, NC, MI, NM, WI, UT, ID, MN, TX, WY, AZ, FL, MT, CO, VA, IL, ME, PA, CT, OR, VT, DE, NV, RI, MD, WA, NH, NJ, MA, DC, AK, HI, NY, CA.
coverageYesCoverage category only (no plan or insurer name).
no_annual_maximumNotrue only if the user's plan document states no annual maximum.
coinsurance_by_classNoThe user's coinsurance in percent per class label they provide, e.g. their plan's own class names.
annual_max_remaining_usdNoAnnual maximum still available this benefit year, in US dollars. Required unless no_annual_maximum is true.
deductible_remaining_usdNoDeductible still to meet this benefit year, in US dollars (0 if met). Required to compute.
low_cost_dental_optionsLow-cost dental care options in a US state
Read-only
Inspect

Use this when the user in a US state looks for low-cost or free dental care. Returns verified routes: dental schools (name, city, URL, check date), health centers and dental shortage-area (HPSA) designations, Mission of Mercy events and charity programs, with an optional county for the dental-desert atlas row. Dental-school clinic fees are not published by Real Dental Costs. Phrasings: "where can I get dental work on a tight budget in Columbus", "dental school clinics that see patients in Ohio", "¿dónde hay dentistas gratis en Illinois?", "clínicas dentales de bajo costo en Franklin County". Also use it when the user asks whether their county is a dental shortage area or where the community health centers are. Every figure carries its source URL and period; a missing cell returns status no_source_at_this_level with the next level up. Medicaid amounts are what Medicaid paid per claim line (T-MSIS), not what a patient is charged. No personal data (age, ZIP, name, insurer) is requested or stored. Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research, not a quote, not medical, coding or insurance advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
stateYesTwo-letter US state code (or DC). One of: AL, AR, MS, KY, WV, IA, KS, OK, IN, SD, LA, NE, SC, GA, MO, TN, ND, OH, NC, MI, NM, WI, UT, ID, MN, TX, WY, AZ, FL, MT, CO, VA, IL, ME, PA, CT, OR, VT, DE, NV, RI, MD, WA, NH, NJ, MA, DC, AK, HI, NY, CA.
countyNoCounty name, e.g. "Franklin".
medicaid_adult_dental_rulesAdult Medicaid dental rule for a US state
Read-only
Inspect

Use this when the user asks whether adult Medicaid covers dental care in a US state, what it covers, or whether it has a yearly dollar limit. Returns the state's adult Medicaid dental level with its sources: program summary, annual dollar cap (cap_kind annual_dollar_cap, no_dollar_cap, emergency_only, no_adult_benefit or not_verified, with a verbatim quote), orthodontics and implants policy (verified, silent or not_verified, with a quote), share of dentists billing Medicaid (T-MSIS 2023-2024) and the official fee schedule (URL, effective date, age scope). Phrasings: "does Medicaid cover adult dentures in Georgia", "is there a yearly dental limit on Medicaid in Massachusetts", "¿Medicaid cubre el dentista para adultos en Texas?", "límite anual dental de Medicaid en Nueva York". Every figure carries its source URL and period; a missing cell returns status no_source_at_this_level with the next level up. Medicaid amounts are what Medicaid paid per claim line (T-MSIS), not what a patient is charged. No personal data (age, ZIP, name, insurer) is requested or stored. Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research, not a quote, not medical, coding or insurance advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
stateYesTwo-letter US state code (or DC). One of: AL, AR, MS, KY, WV, IA, KS, OK, IN, SD, LA, NE, SC, GA, MO, TN, ND, OH, NC, MI, NM, WI, UT, ID, MN, TX, WY, AZ, FL, MT, CO, VA, IL, ME, PA, CT, OR, VT, DE, NV, RI, MD, WA, NH, NJ, MA, DC, AK, HI, NY, CA.
medicaid_paid_by_codeMedicaid paid per claim line for a CDT code
Read-only
Inspect

Use this when the user asks what Medicaid pays or paid for a CDT dental code (61 codes), nationally or in a US state. Returns the amount paid per claim line from T-MSIS (2018-2024 series, percentiles), the state cell with its rank and the official fee when a state is given (age scope children_only or not_verified: context only), and the national cash band for context. Phrasings: "Medicaid reimbursement for D7140 in Ohio", "what does Medicaid pay a dentist for code D2750", "¿cuánto paga Medicaid por el código D2391?", "reembolso de Medicaid por D1110 en Florida". Every figure carries its source URL and period; a missing cell returns status no_source_at_this_level with the next level up. Medicaid amounts are what Medicaid paid per claim line (T-MSIS), not what a patient is charged. No personal data (age, ZIP, name, insurer) is requested or stored. Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research, not a quote, not medical, coding or insurance advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
codeYesCDT code, e.g. "D2740".
langNoResponse language for labels/notes: "en" (default) or "es".en
stateNoTwo-letter US state code (or DC). One of: AL, AR, MS, KY, WV, IA, KS, OK, IN, SD, LA, NE, SC, GA, MO, TN, ND, OH, NC, MI, NM, WI, UT, ID, MN, TX, WY, AZ, FL, MT, CO, VA, IL, ME, PA, CT, OR, VT, DE, NV, RI, MD, WA, NH, NJ, MA, DC, AK, HI, NY, CA.
medicare_dental_checkDoes Medicare cover dental care?
Read-only
Inspect

Use this when the user asks whether Medicare covers dental work (cleanings, fillings, extractions, dentures, implants) or what Original Medicare does for teeth. Returns the statutory exclusion of Original Medicare (Social Security Act 1862(a)(12), 42 CFR 411.15(i)) and the narrow exceptions, each as a verbatim quote with its source URL and retrieval date from medicare.gov, the eCFR and the US Code. Medicare Advantage plans for 2027 and their dental limits plan by plan are not yet tracked; for a plan whose figures the user knows, it points to insurance_out_of_pocket. Phrasings: "will Medicare pay for my dentures", "is a tooth extraction covered by Part B", "¿Medicare cubre los implantes dentales?", "¿Medicare paga la limpieza dental?". Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en
coverageNoThe user's Medicare coverage category, if known (no plan name).not_sure
us_dental_spending_statsUS dental spending and out-of-pocket statistics (MEPS)
Read-only
Inspect

Use this when the user asks how much people in the United States spend on dental care in a year, what share they pay out of pocket, or how many people see a dentist, at national level. Returns survey-weighted national figures from the federal Medical Expenditure Panel Survey (MEPS, AHRQ) for 2023 and 2024: spending per person, out-of-pocket amounts (mean, median, share of spending), total spending, share of people with a dental visit, plus the paired 2023-2024 change for the same persons with its 95% confidence interval. Person-level spending, not the cost of a procedure: procedure costs go to dental_cost_by_state. Phrasings: "how much does a typical American spend at the dentist per year", "what part of dental bills do US households cover themselves", "¿cuánto gasta al año un estadounidense en el dentista?", "gasto de bolsillo en odontología en Estados Unidos". Do not use for: diagnosis, treatment choice, a named insurer's plan price, dentist recommendations, countries other than the US and Canada. Observed market research with a source URL and period on every figure; not a quote, not medical advice.

ParametersJSON Schema
NameRequiredDescriptionDefault
langNoResponse language for labels/notes: "en" (default) or "es".en

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

  1. 14 tool updates
    • First observedbenchmark_treatment_plan
    • First observedcanada_dental_cost_by_province
    • First observedcdcp_coverage_check
    • First observedcompare_states
    • First observeddental_cost_by_city
    • First observeddental_cost_by_state
    • First observeddental_national_average
    • First observeddental_program_changes
    • First observedinsurance_out_of_pocket
    • First observedlow_cost_dental_options
    • First observedmedicaid_adult_dental_rules
    • First observedmedicaid_paid_by_code
    • First observedmedicare_dental_check
    • First observedus_dental_spending_stats

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