Split an amount into a payment plan schedule with exact installments.
Scored across 1 tool
There is only one tool, so there is no possibility of misselection between tools. Its purpose (generating an installment schedule) is clearly stated and explicitly bounded by exclusions (no amortization/APR, no payment collection).
The single tool follows a clean snake_case verb_noun pattern (generate_installment_plan) that matches the server's domain. There are no competing conventions to create inconsistency.
A single generator is defensible for a narrowly scoped installment-plan utility, but the one tool is heavily overloaded (amounts, dates, interest, rounding, weekend rules, plus four output formats). Splitting scheduling math from file export could make the surface easier to reason about.
The generation path is thorough: amounts, due dates, remaining balances, and PDF/Excel/CSV/ICS outputs with reminders. Gaps are around lifecycle — there is no way to list, retrieve, revise, or regenerate a previously created plan, and amortizing loans are explicitly out of scope.
Use this when the user wants a payment plan or installment schedule ("split 1200 into 6 monthly payments", "payment plan template", "installment plan for a customer", "pay this off in 4 payments every 2 weeks", "payment schedule with a deposit"). Pass total_amount, installments or installment_amount, frequency and first_due_date; optional deposit (amount or percent), annual_interest_rate (flat simple interest), rounding_rule, round_to, weekend_rule, payer_name, payee_name, plan_title and reference. Returns exact installment amounts that add up to the total, due dates, the remaining balance after each payment, and a printable PDF schedule with signature lines, an Excel file, a CSV and an ICS calendar file with a reminder before each payment. Ask for the first due date if it is unknown. Does not compute amortizing loan payments or APR, does not collect payments, and is not legal or financial advice.
Inputs: deposit, currency, round_to, frequency, +15 more. Returns: notes, title, total, deposit, +17 more
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Split expenses in cents with equal/weighted shares and payer advances. No account or payments.
Loan and lease schedules: level payment, interest split, early settlement cost and journals.
Split shared costs fairly: who owes whom, in the fewest payments. No account.
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