Free CRE loan sizing, DSCR stress tests, payments, closing costs and cited lending knowledge.
Scored across 11 tools
Most tools target clearly distinct jobs: sizing, payment math, closing costs, stress testing, and knowledge lookup are easy to tell apart. Minor overlap exists between ask_cre_question and search_cre_knowledge (both query the same knowledge base) and between size_loan and run_scenario (same core math, different scope), but the descriptions draw clear lines.
All tool names follow a consistent lowercase snake_case verb_noun pattern, e.g., calculate_metrics, estimate_closing_costs, size_loan, stress_test. The verbs are specific and meaningful, and there are no mixed casing conventions or vague generic names.
Eleven tools is well within the ideal range for a specialized CRE loan analysis server. Each tool covers a distinct functional area without bloating the surface, and no tool feels superfluous.
The set covers the core loan lifecycle well: sizing, payment math, underwriting metrics, cash-out refinance waterfalls, closing costs, offer comparison, stress testing, and knowledge support. There are no obvious dead ends for typical commercial real estate loan scenarios.
Full cash-out refinance waterfall: the largest new loan the property supports across LTV, DSCR and debt-yield, then down through payoff, prepayment penalty and closing costs to net cash in hand. Includes NY CEMA savings when applicable. prepaymentPenaltyPercent is REQUIRED — omitting a penalty overstates the borrower's proceeds by its entire amount, so state 0 explicitly when there is none.
Inputs: noi (required), rate (required), state (required), propertyValue (required), +7 more.
Ask a plain-English question about commercial real estate lending and get a short answer grounded in Relendi's knowledge base, with citations. For loan math prefer size_loan or run_scenario, which are exact.
Inputs: question (required).
Compute the standard commercial real estate underwriting metrics from raw figures: NOI, cap rate, DSCR, debt yield, LTV, LTC, operating expense ratio, break-even occupancy and yield on cost. Supply whatever you have — each metric is returned only when its inputs are present, with the formula used. Use this instead of computing CRE ratios yourself.
Inputs: rate, loanAmount, annualRevenue, propertyValue, +6 more.
Amortizing and interest-only payment math for a commercial loan: monthly and annual debt service, total interest over the term, and the balloon balance at maturity when the term is shorter than the amortization (the normal CRE case — a 10-year term on a 30-year schedule).
Inputs: rate (required), loanAmount (required), termYears, interestOnly, +1 more.
Rank competing loan offers by true cost of capital, not headline rate. Accounts for origination, exit and other fees over the actual term, and returns an effective rate, total cost and fee burden in basis points for each — so a 'cheaper' rate with heavy fees sorts correctly.
Inputs: offers (required).
Itemize commercial closing costs for a New York or Florida transaction — lender, title, government (mortgage recording tax, transfer taxes) prepaid and third-party lines. Returns every line item plus totals. For New York you MUST say whether the property is in New York City: the city's recording and transfer taxes are several times the upstate rates and one of them does not exist outside the five boroughs.
Inputs: state (required), loanAmount (required), isRefinance (required), propertyValue (required), +8 more.
Prepare a Move this deal to Relendi link from the user's CRE scenario. Use when the user wants to keep a deal, continue in Relendi, or carry property details beyond a calculator. Include only facts the user supplied, not guessed values or calculated loan limits as a requested amount. This does not save or submit anything: the user follows the link, reviews the inputs and signs up or signs in to save a private draft. Do not include personal or account information.
Inputs: address, totalCost, assetClass, assumptions, +11 more.
Run what-if loan sizing across a range of assumptions: a rate ladder, an NOI sensitivity table, or the feasibility of a target loan amount against each constraint. Deterministic — same math as size_loan, swept.
Inputs: mode (required), estimatedValue (required), netOperatingIncome (required), rates, +4 more.
Search Relendi's curated commercial-real-estate knowledge base — lending concepts, deal lifecycle, typical fees and timelines. Returns source-cited excerpts. Use it to ground CRE answers rather than relying on memory.
Inputs: query (required), topK.
Size a commercial real estate loan from first principles. Returns the maximum supportable loan as the MINIMUM of four constraints — loan-to-value, debt-service-coverage, debt yield and loan-to-cost — plus which one binds. Deterministic math on the numbers you supply; it does not quote lender terms.
Inputs: estimatedValue (required), netOperatingIncome (required), totalCost, thresholds.
Stress a loan against rate shocks, income decline, and combined scenarios. Returns stressed DSCR per scenario with a pass/marginal/fail verdict — the same tests a credit committee runs. Rates are PERCENT (7.25 = 7.25%).
Inputs: rate (required), loanAmount (required), propertyValue (required), amortizationYears (required), +2 more.
Recent tool additions, removals, and schema changes observed during successful MCP inspections.
Loading tool schema changelog…
Match deals to commercial mortgage programs; program rules, live rates, loan sizing, prepayment.
Cited CRE facts and deterministic calculators for agents: rent, CAM, debt sizing, IRR, parcel IDs.
CMBS rates, lenders, underwriting, maturity wall and loan sizing from SEC data; servicing rules.
HMDA investor-lender data, DSCR glossary, loan programs and indicative rates. Business-purpose only.
Add one secure layer between your agents and this server.
