Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotation readOnlyHint=true aligns with the description's 'retourne' (returns). The description adds some context by enumerating the returned financial fields, but does not disclose error handling, required permissions, or other behavioral details. With annotations already covering safety, the added value is moderate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.