Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the operation as read-only, idempotent, and non-destructive, so the bar is lower. The description adds valuable behavioral context beyond annotations: newest-first ordering, cursor pagination, optional case-insensitive filtering, deployment caveat, and the caller-identity constraint. It also discloses that each entry carries an encoded config usable by other tools.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.