Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so safety is covered structurally. The description adds genuinely new behavioral context: it reads only the Global registry and never probes or modifies the merchant, which clarifies the surprising openWorldHint=true. It does not mention auth requirements or rate limits, so it stops short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.