Generate 100-character UK BACS Standard 18 files (VOL1/HDR1/UHL1/UTL1) for Barclays, HSBC & Lloyds
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Generate 120-character Australian ABA Direct Entry (.aba) payroll & vendor files for CBA, NAB & ANZ
Create 94-character US NACHA ACH files (PPD, CCD, WEB) with ABA MOD-10 routing & batch hash checks
Generate 1464-byte Payments Canada Standard 005 (CPA-005) EFT files for RBC, TD, BMO & Scotiabank
Generate ISO 20022 SEPA Credit Transfer (pain.001.001.09) & Direct Debit XML with MOD-97 IBAN check
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