Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description fully carries the behavioral burden. It explains what ok=true means, that unsigned receipts fail, that it does not prove signer identity, how expected_kid pinning works, and that post-quantum keys are not covered by the kid.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.